Yes, we do not belong to any traditional banking or financial group, neither Spanish nor foreign. As a result, we are not subject to conflicts of interest in the execution of our investment strategy, allowing us to offer you highly diversified, cost-optimized and top-quality investment products, with a profitability well above average.

Olleux is a company that is strictly regulated by official state bodies. All our services are marketed under the compliance and security standards defined by the National Securities Market Commission (CNMV) and the General Directorate of Insurance and Pension Funds (DGSFP). Specifically, Olleux is regulated as: Securities Agency subject to the supervision of the CNMV registered under number 267 under the name Axon Wealth Advisory Digital AV, SAU. Exclusive Insurance Agent of Caser (Caja de Seguros Reunidos, Insurance and Reinsurance Company, SA) subject to the supervision of the DGSFP registered with number C0031B90217233. This double supervision provides you as a client with a lot of value in terms of security and transparency. In addition, Olleux is a firm audited at the accounting and regulatory level by prestigious international firms such as EY and Garrigues.

Olleux is the best roboadvisor that offers you portfolios of index funds. Our products offer greater diversification, lower fees and optimised, above-average returns, all through automated management that works for you. We focus on maximizing the performance of your investments in a safer and more efficient way, giving you the peace of mind of knowing that your capital is backed by a proven successful model managed by experts. Multiple portfolios at your disposal : we are the only Roboadvisor in Spain that covers all your investment needs: "Monetary " Strategy : Ideal for those seeking higher remuneration than bank accounts and deposits. "Global" Strategy : Perfect for medium and long-term investors, with global diversification across sectors and regions. "Thematic" Strategies : Aimed at specialized investors with exposure to specific sectors. Higher long-term returns : Specialists in passive management and index funds , we offer a diversified and low-cost approach, avoiding inefficiencies of active management and maximizing sustained returns for our investors. Reduced Fees : With fees up to 85% lower than traditional banks, our investors retain more of their profits, generating efficient and more profitable capital growth. Global diversification : Investments in thousands of assets worldwide, minimizing risks by reducing exposure to specific assets or markets. In this way, we protect capital and increase portfolio stability. Accessible and secure platform : Intuitive and secure digital investment experience, designed with high standards and aligned with European regulations, guaranteeing transparency and reliability. Automated management and rebalancing : We manage the portfolio to align it with your risk objectives, with automatic adjustments and periodic rebalancing that optimize long-term returns. Long-term vision : Portfolio designed to take advantage of compound interest and sustained growth, helping you achieve your financial goals. Personalized attention : In addition to automated management, we offer human support at all times to help you in your investment experience. With Olleux these advantages are now within everyone's reach, and you can get them effortlessly, from your mobile, tablet or PC.

Olleux is an asset management company that offers access to the most efficient and diversified indexed investment on the market, through an internationally awarded passive management strategy . We achieve the best profitability adjusted to the risk level of each client, managing portfolios made up of the best index funds from the most prestigious and exclusive management companies in the world such as Vanguard, Blackrock and Amundi, under an automated management model through the application of globally recognized successful algorithms. We offer a proven and responsible management model that prioritizes the security of your assets above all else. Greater profitability : Our Automated Manager ("RoboAdvisor") incorporates the best index funds, providing a substantial improvement in profitability for our investors and consistently beating the average of investment funds and pension plans in Spain in the long term. Low commissions: We implement the latest technology, optimizing our processes and minimizing structural costs, which allows us to offer a reduction of up to 85% in commissions compared to a traditional financial institution. Lower risk: Our Index Investment strategy offers access to highly diversified portfolios with global exposure across more than 22,000 different positions, covering different asset classes and geographic regions. The result is a significant reduction in risk for all our clients. Independence and Transparency: A completely independent and transparent service that guarantees visibility and absolute alignment of interests regarding your investments. Achieve higher returns with lower risk thanks to our highly diversified portfolios and low commissions.

Yes, Finizens is a profitable, profit-generating and financially sound company . Since its founding in 2017, it has maintained constant growth, consolidating itself as a firm with high financial strength. This places Olleux among the few roboadvisors worldwide that are profitable both financially and operationally, standing out for its sustainable growth model and long-term commitment to investors. Thanks to its profitability, Olleux can offer direct benefits to its clients, such as the progressive reduction of commissions and the constant reinvestment of profits to expand and perfect its offer of products and services. This strategy strengthens investor confidence and ensures solid support at every stage of their financial journey over the coming decades. In short, Olleux presents itself as a solvent and profitable company, firmly committed to maximizing the profitability and financial well-being of its clients in the long term.

Opening a Olleux Plan allows you to access an investment strategy designed to maximize the growth of your capital in the medium-long term .<br>We focus on passive management , which reduces fees and increases profitability, with globally diversified portfolios across thousands of assets. Our model provides peace of mind when investing : with investment portfolios that are more diversified and historically profitable than average, your capital is optimized and in the hands of experts. In addition, we are the only Roboadvisor that lowers your commissions every year . Check out our simulator to see the positive impact our investment strategy can have on your assets. Multiple strategies and investment portfolios At Olleux we offer you multiple global and thematic strategies to cover all your investment needs. With the aim of providing you with the best investment solution , both for your short-term cash remuneration needs and to make your capital profitable in the most effective way in the medium-long term, we design and manage highly diversified portfolios for you across different asset classes and geographical areas based on multiple investment strategies: FOR LIQUIDITY REMUNERATION “MONETARY” STRATEGY → Suitable and recommended for people and companies that are unhappy with the remuneration and conditions of bank accounts or deposits. Ideal for providing cash that you do not want to invest or that you might need in the short term. FOR THE MEDIUM AND LONG TERM “GLOBAL” STRATEGY → Suitable and recommended for all types of investors, as it offers the maximum possible diversification by covering multiple asset classes and markets. Ideal for investing all or most of the capital that does not need to be withdrawn in the short term, it should form the main basis of any investor’s assets. FOR THE MEDIUM AND LONG TERM “THEMATIC” STRATEGIES → Suitable exclusively for experienced investor profiles, as they invest in a specific segment of the economy, which implies a higher level of concentration. Suitable only for those investors who need to optimize specific components of their asset structure or who already have sectoral and thematic funds in other entities. To do this, we replicate the evolution of the main global benchmark indices with exceptionally low costs, and we automatically rebalance your portfolio, maintaining the optimal proportion between the different assets. In this way, we manage to reduce risks and maximize the profitability of our clients' investments in the long term . Our portfolios cover the needs of all investor profiles , from the most conservative to the most aggressive, being an ideal solution for both the novice investor who has never invested and the experienced investor. 1) “MONETARY” STRATEGY (FOR LIQUIDITY REMUNERATION) Ideal solution to make the most of the assets you are not going to invest at any time. Ideal and recommended for people and companies dissatisfied with the remuneration and conditions of bank accounts or deposits. Ideal for providing cash that you do not want to invest or that you might need in the short term. Description : Invests in low-volatility assets with global diversification to provide good returns and preserve capital. Objective : Daily return indexed to the interest rate of the European Central Bank. Benefits : Higher remuneration than current accounts and deposits, on a daily basis and without strings attached. Who is it for : Individuals and companies who want to make their cash profitable. Amount to invest : Ideal for providing all that cash that you do not want to invest or that you might need in the short term. How to contribute : Contributions by transfer or transfer of funds without fiscal impact. 2) “GLOBAL” STRATEGY (FOR THE MEDIUM AND LONG TERM): Global portfolios for all investor profiles, from conservative to aggressive. Indexed investment in multiple assets with maximum diversification. Suitable and recommended for all types of investors, as it offers maximum possible diversification by covering multiple asset classes and markets. Ideal for investing all or most of the capital that does not need to be withdrawn in the short term, it should constitute the main basis of any investor's assets. Description : Invest in index funds with broad global diversification. Objective : Maximize risk-adjusted profitability in the medium and long term. Benefits : Capture the profitability of stock markets with globally diversified replication and low costs, achieving above-average medium-long term profitability. Who is it aimed at : For investors seeking asset growth with above-average historical returns. How much to invest : Ideal for investing all or most of the capital that you do not need in the short term. It should form the main basis of any investor's assets. How to contribute : Contributions by transfer or transfer of funds without fiscal impact. 3) 'THEMATIC' STRATEGIES (FOR THE MEDIUM AND LONG TERM): Thematic portfolios with diversification by theme. Investment in specific themes and markets, for more experienced investors. As we have detailed above, a “global” strategy diversifies investments worldwide, covering multiple asset classes and markets, while a “thematic” investment strategy invests in assets from a specific segment of the economy. Ideal exclusively for experienced investor profiles, as they invest in a specific segment of the economy, which implies a higher level of concentration. Suitable only for those investors who need to optimise specific components of their asset structure or who already own sector and thematic funds in other entities. Below we detail the characteristics of our multiple Thematic Strategies. "USA+" STRATEGY Portfolio of index funds designed to capture the returns of the North American equity markets in a highly diversified manner and at low costs , achieving returns comparable to the S&amp;P 500 with the additional advantage of offering exposure to a greater number of companies and greater diversification. Description : Invests in indexed assets of the North American stock market with broad thematic diversification. Objective : To capture the profitability of the North American equity markets (S&amp;P500, MSCI USA and MSCI North America). Benefits : Replicate the profitability of the S&amp;P 500 with greater diversification, surpassing the profitability of bank funds. Who is it for : Experienced investors looking to optimize their wealth structure. How much to invest : Ideally, thematic strategies should not form the main basis of an investor's assets, but rather serve as a complement for those experienced investors who require a thematic or sector-specific approach. Therefore, the most optimal approach would be to allocate only a specific portion of capital to these strategies, reserving the remainder for a globally diversified strategy ("Global" strategy). How to contribute : Contributions by transfer or transfer of funds without fiscal impact. To purchase one or more of our portfolios, register here and follow the simple registration process: 1) Complete our simple investor profile by answering the questions 2) Select the investment strategy that best suits your needs (you can change it whenever you want and/or contract multiple portfolios with different strategies) 3) Finalize the contract by digitally signing the contracts (if you wish to contract several portfolios at the same time, you must complete the current contract and then you can contract the next one)

If Olleux were to cease its activity, your funds would not be affected. The money is held in different entities and insured in different ways depending on the type of plan you have contracted.